ES32078: Economics of banking
[Page last updated: 22 April 2025]
| Academic Year: | 2025/26 |
| Owning Department/School: | Department of Economics |
| Credits: | 5 [equivalent to 10 CATS credits] |
| Notional Study Hours: | 100 |
| Level: | Honours (FHEQ level 6) |
| Period: |
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| Assessment Summary: | EXOB 100% |
| Assessment Detail: |
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| Supplementary Assessment: |
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| Requisites: |
Before taking this module you must take ES22014 OR take ES20012 OR ( take ES20070 AND take ES20011 )
In taking this module you cannot take ES22016 |
| Learning Outcomes: |
At the end of this module students should be able to
- understand and analyse the decisions of banks and their customers
- assess the importance of conflicts of interest between banks and their customers
- apply their knowledge to analyse real-world problems and make suggestions how to address them |
| Synopsis: | You will gain an understanding of the effect banks have on the economy and the behaviour of their customers. We will focus on the incentives for banks and their customers to provide/obtain loans and deposits as well as the inherent conflict of interest between investment banks and their customers. |
| Content: | This module provides an economic analysis of the key aspects of commercial and investment banking activities. It covers the role of banks in the economy, the provision of loans and acceptance of deposits as well as advice on M&A, underwriting, and financial analysis. |
| Skills: | Intellectual Skills:
* the facility to apply subject-specific knowledge into a range of complex situations; TFA * a critical awareness of current issues and frameworks in banking; F * the ability to acquire and analyse data, information and situations; to evaluate relevance and validity, and to synthesise it in the context of the theory of finance as applied to financial intermediaries such as banks; FA Professional Practical Skills: * evaluate the current standing of theories and empirical evidence and suggest improvements for the operation and regulation of banks; TFA * operate effectively both independently as well as within teams and assume leadership roles where appropriate; FA * be self-directed and able to act autonomously in planning and implementing. F Transferable/Key Skills: * ability to conduct in-depth research in the context of the theory of finance as applied to financial intermediaries such as banks. FA Personal/Interpersonal Skills: * the facility to communicate including presenting and marketing themselves and their ideas. FA |
| Aims: | The aim of this module is to provide students with an understanding to the theory of banking, based on an economic analysis of their activities. This will allow students to obtain a sound theoretical framework in which to analyse and explain actual events in banking. |
| Course availability: |
ES32078 is Optional on the following courses:Department of Economics
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Notes:
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